By: Joel McKinnon
Have you ever called an insurance company, inquired about obtaining homeowners or renters insurance, only to find out they will not insure you due to the breed of dog you own?
It goes without saying we all love our pets. Most of us would do anything for them. We spoil them with treats, rides in the car, even taking them out for the occasional ice cream cone. That being said, did you know that owning a dog could mean increased insurance premiums? With some companies it could also result in you being dropped, or even refused a quote? Did you know, dog bites account for one-third of all homeowners insurance liability claims? In fact, the average claim costs the insurance companies $24,511. PLEASE, don’t wait till you have a claim to find out you are not covered. Many insurance companies are banning specific breeds all together and dropping those households with a high risk breed. In todays insurance world there are very few insurance companies that have zero breed restrictions.
The good news, at Famers Insurance we love dogs, and we have NO breed restrictions in the state of Ohio. If you have had problems obtaining insurance for your home, or as a renter because you own a PitBull, German Shepherd, Doberman, Rottweiler, Bulldog, or similar breed give us a call we can help. At Farmers Insurance, we love dogs and we offer Dog friendly insurance..