Most of us have a “normal way of life.” If you are married and have children your day is probably something like this. You wake up, shower, get the kids ready, feed the kids breakfast, say hi to your spouse if you are lucky, rush out the door, drop the kids at school and off to work you go. Your work day is hectic and before you know it, you are rushing to pick the kids up, drop them off at baseball or dance, then rush home to get dinner, do homework, get the kids in bed, do laundry and if you are luck you have 30 mins to sit down and relax before you go to bed only to wake up and do it all over again. Whew, I am exhausted just from typing all of that – We all have busy lives and if you are married like me, more than likely you rely 100% on your spouse to help you get through the day. Its a total team effort, and it takes both of you emotionally, physically, spiritually, and financially to make it all work.
I have been blessed with an amazing wife, who is an incredible mother to our children. My wife is kind, caring, and always there when our children need her. She is a shoulder for them to cry on after a long day and the first to give them a high five when they reach a new accomplishment. As a husband and a father it is comforting to know that should something happen to me my children will have their mother in their life. She will be there for them emotionally and spiritually and teach them the tools they need to make it through life.
While I am confident my kids have an amazing mother to raise them emotionally and spiritually, I worry if I were to die suddenly what their “new normal” would look like. Would their “new normal” come with shattered dreams and a life of fear? Like you, I want my kids to have hopes and dreams. While they are young, I want them to be able to live like kids and not have to worry. I want them to know they have a roof over their head without the fear of losing it. I want them to have a warm bed to lie in each night without fear of where they may go. I want them to feel confident there will be food on their table, and not fear where the next meal will come from. If they want to go to college I want them to have that option, and not wonder or worry how they will afford it. If I were to die suddenly, I want my wife to choose when she would go back to work. I want to give my family the power to deal with my death and let them make decisions vs having decisions made for them. I want their “new normal” to be easy, I do not want them to have fears and that is why I have life insurance.
Our household, like many others is ran and supported based on 2 incomes. My wife and I get up every day, kiss our kids good bye and go to work. We work hard for the things that we have and our way of life, but it takes both of us and both of our incomes to make that happen. If I lost her, or she lost me as a family we would be crushed, and we would be faced with a “new normal.” If my wife is faced with my death I want her to be there for our kids without fear. I do not want her to have to fear she will lose the house where we dreamed of raising our kids. I do not want her to fear how she will afford college for our kids on a single income. I do not want her to fear or worry or struggle with anything. I want her to have hope, and not fear. I want her to be able to be there for our children not and have to fear working 2 or 3 jobs just to pay the bills.
Everyday I hear stories of families who tragically lose a loved one. YOUR decision to have life insurance (or not) will have an impact on your family should something happen to you. Its your decision whether your family lives in fear or weather they have hope. Following your death your family will be faced with a new normal, what that looks like is up to you. In the end its simple, families who have life insurance get to make decisions, while families who don’t have decisions made for them. We buy life insurance out of love, we buy it to give our family hope. We buy it so our family does not have to live in fear……..