Becoming a homeowner—especially for the first time—is an exciting milestone. Whether you’ve just closed on your dream home or have lived in yours for years, protecting your investment is essential. You likely have homeowners insurance in place, but one critical piece of the protection puzzle is often overlooked: life insurance.
Why Life Insurance Matters for Homeowners
Buying a home comes with a long-term financial responsibility—your mortgage. If something were to happen to you unexpectedly, would your loved ones be able to keep the house? Could your spouse or children continue making the payments, or would they be forced to sell or move?
Life insurance provides a financial safety net that can:
Pay off or help cover your mortgage so your family can stay in the home without added financial stress.
Replace your income, helping your family maintain their standard of living.
Cover final expenses and debts, so your loved ones aren’t burdened with bills.
Provide peace of mind, knowing your home and family are protected no matter what.
Tailored Life Insurance Options for Every Need
At McKinnon Insurance, we understand that no two families are the same—and neither are their life insurance needs. That’s why, as a local Farmers Insurance agency, we offer a full range of life insurance solutions:
- Term Life Insurance – Affordable coverage for a set period, ideal for covering your mortgage during your most critical earning years.
- Whole Life Insurance – Permanent coverage with guaranteed cash value growth, providing lifelong protection.
- Indexed Universal Life (IUL) – Flexible lifetime coverage with the potential for cash value growth based on market performance, while offering downside protection.
Let’s Find the Right Fit for You
Whether you’re buying your first home or have owned one for decades, life insurance is a smart way to protect what matters most. We’ll work with you to find the right coverage that fits your needs, your budget, and your goals.
Call us at 330-339-3431
Email us at joel@joelmckinnon.com
Stop by our Dover office—we’d love to help you secure your home, your family, and your future.
At McKinnon Insurance, protecting families is what we do—because like you, we know how much home really means.