
🏢 Self-Storage Units: Small Spaces, Big Risks
Self-storage commercial insurance is more than just a policy—it’s peace of mind. At McKinnon Insurance, we specialize in protecting self-storage facilities with tailored commercial coverage designed for the unique risks of the industry. Whether you’re a single location or operate multiple sites, we’ll build a plan that secures your property, protects your income, and keeps your business running smoothly.
Why Self-Storage Facilities Need Specialized Insurance
Owning or managing a self-storage facility comes with a wide range of risks—many of which aren’t covered by a standard business policy. That’s why self-storage commercial insurance is critical for long-term success.
Here’s what the right policy can cover:

- Tenant Property Liability: While tenant belongings usually aren’t covered by your policy, liability can arise if damage is due to negligence (like a roof leak or fire hazard).
- Building and Structural Coverage: Includes the storage units themselves, fences, gates, signage, lighting, and on-site office space.
- Business Income Loss: If a storm, fire, or other disaster interrupts your rental income, business interruption insurance helps you stay financially stable.
- General Liability & Employee Coverage
Protection from third-party injuries, slips and falls, or employee-related claims. - Cyber Liability
Most self-storage businesses accept online payments and use digital access systems. Protect yourself from data breaches and cyberattacks. - Theft, Vandalism, and Natural Disasters
We offer policies that address the most common claims in the self-storage industry.
🛡️ Why McKinnon Insurance is the Go-To for Self-Storage Commercial Insurance
We know that a one-size-fits-all policy won’t cut it. Our team at McKinnon Insurance has years of experience providing self-storage commercial insurance to facility owners across Ohio and beyond. We understand your business model, industry regulations, and the unique risks that come with managing tenant property.
Here’s what you get with us:
- âś… A dedicated agent who specializes in storage facility coverage
- âś… Access to top-rated insurance carriers
- âś… Customized coverage tailored to your property and budget
- âś… Local service with national resources
- âś… Ongoing support and guidance as your business grows
📞 Ready to Get Covered?
If you’re a self-storage facility owner or operator, don’t leave your investment vulnerable. Protect your property, tenants, and income with the right self-storage commercial insurance plan.
📍 Call us today at 330-339-3431
đź“§ Email: info@mckinnonagency.com
Learn more about our business insurance services.
đź”— External Link Suggestion:
Self Storage Association – For additional industry insights and best practices