Owning a self storage facility comes with distinct risks—tenant disputes, property damage, and lien-sale liabilities. With our Self Storage Facility Insurance, you’ll have the confidence you need to grow your business, knowing every storage unit is properly protected.
Complete Coverage for Your Self Storage Units
At Joel McKinnon Insurance Agency—your local Farmers partner—we offer a full suite of customizable self storage facility insurance options, whether you operate a single-site business or a regional chain.
Property Coverage: Protects buildings, storage units, office structures, signage, and fences against fire, vandalism, and weather damage.
Contents Legal Liability: Covers damage to customers’ stored property if loss is due to your facility’s negligence.
Sale & Disposal Liability: Safeguards you when conducting lien sales or unit auctions after non-payment.
Bailee’s Coverage: Ensures customer property remains covered while in your care, custody, or control.
General Liability: Pays legal costs and settlements if a visitor is injured on your premises.
Business Income & Extra Expense: Reimburses lost income and necessary expenses if your facility must close temporarily for a covered loss.
Equipment Breakdown: Covers sudden failures of climate control, security gates, or surveillance systems.
Cyber Liability (Optional): Protects against expenses from a customer-data breach at your facility.
Workers’ Compensation: Mandatory in Ohio for any employees, covering medical bills and lost wages.
Commercial Auto (Optional): For owned vehicles that deliver supplies or transport equipment.
Umbrella Coverage: Extends your liability limits beyond the standard policy for extra peace of mind
Why Choose Our Self Storage Facility Insurance?
Backed by Farmers: Over 90 years of commercial insurance experience.
Local Ohio Expertise: We understand Ohio’s weather challenges—from heavy snow loads to severe thunderstorms—and local storage laws.
Fast, Flexible Quotes: Schedule video, phone, or in-person appointments—day, evening, or weekend.
Personalized Service: You won’t deal with a call center; you’ll work with agents who know self storage inside and out.
Quick Claims Handling: Local adjusters help you resolve claims swiftly.
Risk Management Advice: We’ll guide you on best practices for lien-sale notices, unit lease agreements, and auction procedures.
Bundling Discounts: Save more by combining with commercial auto or other business policies.
Ready to Protect Your Investment?
Don’t leave your self storage units exposed to financial risk. Get a fast, tailored Self Storage Facility Insurance quote from Joel McKinnon Insurance Agency today.
📞 Call us: 330-339-3431
📩 Request online: Get My Custom Quote
Click here to learn more about our other business insurance products