Rental Property Insurance

Our Landlord Insurance Has You Covered For Your Rental Property in Ohio, Pennsylvania, and West Virginia!

Rental-Property-Insurance

Your rental property isn’t standard and your insurance policy shouldn’t be either. You need specialized coverage that will take care of the things that matter to you as a landlord. At McKinnon Insurance,  we are proud to represent Foremost Insurance.  Foremost specializes in landlord insurance and understands what’s important to landlords.  We will help you choose the right Foremost landlord insurance policy for your rental property, so you can relax while someone else takes care of the paperwork!

As your agent, we will help you create a customized package that fits your rental property needs.  We can cover duplexes, triplexes, and quads, as well as converted Victorians, row homes, properties with up to four living units, older & lower values home, vacant homes, properties under renovation, fixer-uppers and vacation rental homes.

If you are a landlord with one property or multiple, we would love the opportunity to earn your business.  For more information on the packages we offer, the products we sell and the coverage’s we have available give us a call (330)-339-3431.

Our Landlord Insurance Has You Covered……

  • Comprehensive Property Coverage.

    This means we cover most direct, sudden and accidental physical losses that aren’t specifically excluded in your policy.

  • Named Peril Coverage.

    This means we cover “perils” (fire, explosion, lightning, windstorm and hail damage) which are specifically named in your policy, subject to policy exclusions and conditions.

  • Optional Replacement Cost.

    Purchase Optional Replacement Cost coverage and get a settlement that reflects the cost to replace the damaged items with new property of comparable material and quality, without any deduction for depreciation.

  • Agreed Loss Settlement.

    If your home is destroyed by an insured loss, you receive the full amount of agreed upon insurance for your home (minus any applicable deductible).  No hassles.

  • Actual Cash Value.

    In the event of a covered loss, this covers the cost to replace or repair your damaged property, with a deduction for depreciation, which reflects the age and condition of your home.

  • Extended Replacement Cost.

    You can receive an additional 25% of the insured amount, to replace your home! (not available in all states)

  • Liability Coverage.

    This provides coverage if you’re found legally responsible for an accident that causes injury to someone on the rental premises or causes property damage.

  • We Also Offer Choices To Help Protect You As A Landlord:

    • Loss of Rents
    • Liability limits
    • Personal Injury
    • Landlord
    • Other Structure
    • Repair Cost
    • Water Damage from Sewers and Drains

 

New! Foremost Offers A Platinum Package For Landlords In Many States.

This package offers a number of additional enhancements that will benefit you. Ask your agent about the Platinum Package!